I feel strongly for her. We are very similar and get along well. But the cuddling and intimate discussions seem like one or both of us are overstepping our boundaries..
I think you have a legitimate question, and I don't think it has anything to do with your personal insecurities being any worse than the next persons. I'm of the opinion that online dating breeds a bit of insecurity. As you said, if you'd met a guy through work or a friend or something, its totally different than this super market mentality the pervades in online dating..
No it's fine - just don't date me. If you do date me, don't try to change me..